Beneficiaries of the Higher Education Loans Board, helb, sponsorship can apply for clearance and compliance certificates that are mostly required during job recruitments. A compliance certificates is given to those who are repaying the loans but are yet to clear the full amount. While, clearance certificates are issued to beneficiaries who have fully paid the due interest and principal amounts. Sometimes one may make an over payment. This can still be refunded on application.
How to get a compliance, clearance certificate and refund.
To get a compliance, clearance certificate and or refund you must personally visit the helb offices at Anniversary towers in Nairobi.
You will be issued with an Enquiry form (EF ) that has the following parts that must be filled correctly; where necessary:
a). Nature of enquiry
There are various enquiries that can be made at the helb customer care desk. These include: Loan Balance(statement), Missing payments, compliance certificate, clearance certificate and refund to over deductions among others.
b). Client details
You should be armed with your ID number and university registration number among other details.
c). Employment details
For those employed, you will be expected to provide details such as employer name, employment number and address.
d). For refunds
You need to have an ATM card a copy of which shall be attached on the application form.
Once you fill the enquiry form, pick a ticket depending on the type of service required and you will be assisted accordingly. The clearance or compliance certificate is processed and you get it the same day. The clearance certificate has the following details:
1). Bearer’s Name
2). ID number
3). Registration number as used in college/ university
4). College/ University attended
5). Type of loan cleared
List of services available at the helb customer care centre are: statements, post graduate loans, billing, refunds, compliance, lumpsome payments, refunds and statements.
For further details visit the official helb website; http://www.helb.co.keRelated News: Guide to the helb mobile short code used for loan repayment application and disbursement status
Here are links to the most important news portals:
Beneficiaries of Higher Education Loans Board, Helb, funding would pay reduced loan interest rates if a Bill by Hon Gideon Keter (who is a Jubilee Party nominated Member of Parliament represent Youth interests in the National Assembly) sails through.
Interest charged on university and college student loans will be cut to 3% and the grace period for repayment increased to five years after graduation if lawmakers approve changes to the Higher Education Loans Board (Helb) Act.
Under the proposed law, interest on the loans will fall from 4% to cushion jobless graduates from the Sh5,000 monthly fine for defaults.
“The aim of this proposals is to reduce the financial burden on recent graduates who are expected to pay large sums of money to Helb even before securing employment or becoming financially stable…… It sets the percentage of interest that may be charged on the loan advanced at three percent. It also provides that the penalty charged on defaulting of the loan shall be charged after securing employment or five years after completion of studies.” Reads the bill that was tabled in Parliament.
The agency in January this year said it was pursuing some 78,328 defaulters holding Sh7.7 billion as at December 31 last year (2019).
If passed, the new law will provide a big relief to thousands of unemployed youths who have hge Helb loan balances to clear.
There has been a sharp increase in university enrollment, since 2014, a scenario that has seen rise in demand for loans.
The proposed Bill that will see Helb beneficiaries pay lesser interest loans.
In line with the current Cost Sharing Policy, where Government sponsored students receive about 80% GoK subsidy, HELB can therefore award a maximum loan of Sh60,000 and a maximum bursary of Sh.8,000.
The Higher Education Loans Board, Helb, advances a number of loan products to students in tertiary institutions. Helb provides the following loan products to all students: Undergraduate Loan, Tvet Loan / Bursary First Time For Tertiary Institutions, Post Graduate Scholarship Application and Afya Elimu Loan.
The following are loan products for the employed individuals: Civil Servant Training Revolving Fund, Post Graduate Scholarship Application, Kra Staff Training Revolving Fund and JIELIMISHE LOAN(Salaried Students): PgD,HND,Bachelors, Masters, PhD & Professional Courses.
UNDERGRADUATE LOANS
These loans are for students joining public or private universities within the East African Community directly from high school either through the Kenya Universities and Colleges Central Placement Service (KUCCPS) or as self-sponsored. Amounts awarded range between Kshs.40,000 minimum and Kshs.60,000 maximum based on the level of need. The loan attracts interest of 4% p.a and the students are required to repay their loans on completion of their studies. Students are advised to apply at least one month before the opening date to allow ample time for processing.
Type of Loan Application
There are two types of undergraduate loan applications:
First Time Application-This is for applicants who are applying for the first time.
Second & Subsequent Application-This is for applicants who are applying for a second, third, fourth time as per the program duration
The number of loans one is eligible for depends on the program duration i.e. one is given loan 4 times for a 4 year program.
Management of HELB Loans
Students are advised that the loans should be used mainly for:
Tuition,
Books and stationery,
Accommodation and subsistence.
Students are advised to desist from diverting the funds to leisure or other family obligations.
Loan Award
The loan awarded ranges from a minimum of Ksh.40, 000 and a maximum of Ksh.60, 000.
For those placed by Kenya University and Colleges Central Placement Service (KUCCPS), the loan amount is split to cater for both Tuition fee and Upkeep while the Self sponsored students, the money is sent directly to the university once a year as tuition fees.
A standard amount of Ksh4, 000 for Government sponsored students only is deducted from the loan awarded and disbursed to the university per semester for tuition [total Ksh8, 000] and the rest is sent to the applicant’s bank account as upkeep.
An Administrative Fee of Ksh500 per year is charged on the loan awarded and it is therefore deducted from the disbursed loan.
A limited number of needy government sponsored students receive bursary of between Ksh4, 000 and Ksh8, 000 per year. The Bursary is paid to the university.
Requirements
A copy of the Applicant’s national ID Card
Copies of the parents national ID Cards/death certificate where the parent is deceased
Copies of both guarantors’ national ID Card
A copy of the applicant’s admission letter and KCSE result slip/certificate
A copy of the applicant’s Bank ATM/Bank card (for Government sponsored students only)
A copy of the applicant’s Smart Card from the institution
One recent colored passport size photograph of the applicant.
Repaying your Student Loan
Undergraduate loan repayment starts within one year of completion of studies or within such a period as the Board decides to recall the loan whichever is earlier. However, you can make voluntary payments before or after you complete your studies to reduce your loan balance.
Note:
Loans are charged 4% interest per annum
Loan repayment commences one year upon completion of studies or as deemed fit by HELB.
The loan is repayable up to a maximum of 120 months.
The First Time Loan Application is divided into the following categories.
INFORMATION ON PROFILE
This comprises of two sub categories as elaborated below.Please fill each section before proceeding to the next item.
a) Applicant:- Personal Details
In this section, an applicant is required to fill out their personal information. Items such as Sub-location,Division,location etc should reflect information as per your National Identification Card.
b) Applicant:- Residence Details
In this section, an applicant is required to fill out there current place of residence information. Items such as Sub-location,Division,location etc should reflect your current place of residence and not as indicated in your ID Card.
INSTITUTION DETAILS
This comprises of three sub categories as elaborated below.Please fill each section before proceeding to the next item.
a) Applicant :- Institution Details
In this section, an applicant is required to fill out their Institution details.
b) Applicant :- Loan Information.
Here you are required any information on your loan or bursary.
EDUCATION BACKGROUND DETAILS
This comprises of one category as elaborated below.Please fill each section before proceeding to the next item.
a) Applicant :- Education Background Details
In this section, an applicant is required to fill out their education background details.Primary and Secondary School Details are compulsary.Failure to include this will lead to automatic disqualification
EXPENSE DETAILS
This comprises of two categories as elaborated below.Please fill each section before proceeding to the next item.
a) Applicant :- Family Expenses
In this section, an applicant is required to fill out the family’s expenses.
GUARANTOR DETAILS
This comprises of one section as elaborated below.Please fill each section before proceeding to the next item.
a) Applicant :- Guarantor’s Details
In this section, an applicant is required to fill out the guarantor’s details.It is compulsory to fill in two guarantors failure to do this will lead to automatic disqualification
PARENTS DETAILS
This comprises of three category as elaborated below.Please fill each section before proceeding to the next item.
a) Applicant :- Parents Marital Status
In this section, an applicant is required to fill out their parent’s marital status.
b) Applicant :- Parents Details
In this section, an applicant is required to fill out various details about their parent’s eg.employment.
c) Applicant :- Guardian’s Details
If the applicant is orphaned he/she will be required to fill in the gurantors’ details.
BANK DETAILS
This comprises of one section as elaborated below.Please fill each section before proceeding to the next item.
a) Applicant :- Bank Details
In this section, an applicant is required to fill out the bank’s details.
To get started off click on this link; https://portal.helb.co.ke/
TVET HELB LOANS
Students pursuing Diploma and Certificate courses in Public universities, university colleges, public national polytechnics and Institutes of Technology and Technical Training institutes country-wide are eligible for this loan and bursary. Orphans, single parent students and others who come from poor backgrounds will be given priority for the loans and or bursaries. The application period is January to April every year.
Required Documents
Applications should access and fill the relevant TVET Loan & Bursary Application Form (TLAF).
Print TWO copies of the duly filled Loan Application Form.
Have the TVET Loan Application Form signed and stamped by the Dean of Students/Financial Aid Officers.
Retain one copy of the duly filled TLAF (Mandatory).
Drop the TLAF personally at the HELB students Service Centre on the Mezannine One, Anniversary Towers or any of the SELECT Huduma Centers nearest to you.
Click HERE to download approved TVET institutions funded by HELB as at March 2019.
Apply Now
The Higher Education Loans Board, Helb, is inviting applications for the Afya Elimu second and subsequent loan application 2020/2021 academic year. Get full details on how to apply and requirements in this post.
ELIGIBLE STUDENTS
This loan is available for needy students training in middle level medical colleges (listed on HELB portal); Kenya Medical Training College [KMTC], Faith Based Organizations [FBO’s] and other Institutions offering Diplomas and Certificates in medical courses
HOW TO APPLY.
Download the HELB App from Google Play Store or dial *642#
Register using your phone number to generate a PIN which you will use to log in
Ensure the mobile number is registered under your name
Please NOTE that mobile numbers not registered in the students’ name will not allow the loan application to proceed
Read, understand, and click to accept the license agreement
Enter your First name as it appears in your National ID, ID number and valid email address to complete registration.
Click on “loans” tab and choose either certiFicate loans or diploma loans. Then click “apply” on the Afya Elimu second and subsequent loan
Read and understand the Financial literacy guide
Answer the inancial literacy questions and scroll down to view results and click “proceed”
Click “conirm” to verify your telephone number by paying Kshs. 1 to M-PESA
Read the loan agreement and click on ‘I agree’
Click ‘submit’. A pop-up message will appear to show that you have successfully applied. The loan serial number will also be displayed.
Please note that this application is paperless. You are not required to print any form. A confirmation SMS with a loan application serial number is the evidence that you have applied. Kindly save the SMS for future reference.
DO NOT PAY anyone to process your HELB loan application.
In case of any queries, seek assistance ONLY from HELB officers.
DEADLINE
The closing date for the loan application is January 31, 2021
The Higher Education Loans Board, Helb, has opened the window for submitting undergraduate students’ second and subsequent loan applications. This loan is available for all Kenyan students admitted in in Public and private universities in Kenya and the East African region. The deadline for submitting your loan application is June 30, 2020.
REQUIREMENTS
For you to qualify for these loans you must meet the requirements below:
You must be admitted in a public or private university offering programmes that are recognized by the commission for university education, CUE.
You must be undertaking a bachelor’s degree; self-sponsored, parallel and module II programmes.
You must be a recent beneficiary of the undergraduate loans. (This is application is not available for first time applicants).
HOW TO APPLY
You can apply for the loan easily by using any of the methods below;
If you have a smart phone, then the cheapest way of submitting your application ;is by using the HELB mobile app:
Download the mobile app from Google play. Just search for HELB in Google play and click ‘install’.
Once successfully installed, register details.
You will then be expected to read notes/ instructions.
Now, select the loan application form.
Fill in the details, correctly, and submit by clicking ‘OK’.
HOW TO REGISTER FOR LOAN MOBILE SERVICES.
Another way you can use to apply for the loan is by utilizing the mobile USSD code. Register by using the steps below:
Go to your dialer on your mobile and enter *642# and send.
Then Select/ enter 1 and send.
On the next window prompts, provide your: First name, last name, National ID number, date of birth.
Enter a PIN you can easily remember and confirm it.
A registration success message will be displayed thus: “Thank you for registering with the HELB mobile platform. You will receive SMS Confirmation Shortly.”
Then, proceed to make your loan application.
APPLYING ONLINE.
This is yet another method via which the loan application can be filed.
Enter your email address and password then click ‘Sign in’.
Select the loan application name to get the application form. Fill it and submit. (Only The Products in Green Background Are Open for Application. Click On Row Of The Loan Product You Wish To Apply For)
The Kisii University has announced that learning will be resumed towards the end of May, 2020 and has asked students to clear any outstanding fees balances. The university, just like other learning institutions in the country, shut down its doors in the wake of the covid-19 pandemic outbreak in the country; in mid-March.
“You are all advised to pay fees for the May-August semesterbefore commencement of your studies on Monday, 25th May 2020. Any student who will still be having a fee balance by Monday, 25th May 2020 will only have two weeks to clear the balance. Please do not allow yourself to be locked out of the classroom due to late fee payment since no student will be allowed to proceed with studies without completing all the May-August semester fees.” says the university’s Vice Chancellor.
In a break from the norm, students will not be reporting to school but will have their studies via the E-learning platform.
“Please note that the University has invested heavily putting together the best e-learning infrastructure for teaching and learning, and has also invested heavily in building capacity of the staff involved in e-learning. You are therefore assured of smooth learning through the e-learning mode of study.” adds the Vice Chancellor.
The university joins other institutions that have rolled out e-learning services as the current guidelines from the government prohibit social gatherings.
The education Ministry is running daily lessons for learners in primary schools and secondary schools.
The country is awaiting for the release of a report that is being compiled by the national covid-19 education response committee on how to safely reopen basic learning institutions and when.
TVET STUDENTS FIRST TIME LOAN AND BURSARY APPLICATIONS FOR THE FINANCIAL YEAR 2020-2021
The Higher Education Loans Board(HELB) invites applications for First Time 2020-2021 TVET Loan and Bursary from Kenyan students admitted in National Polytechnics, Technical Training Institutions and Vocational Colleges under the Ministry of Education and are registered with Kenya Universities and Colleges Central Placement Service [KUCCPS] and Members of the Kenya Association Technical Training Institutions [KATTI).
Eligible students:
Applications are open to students enrolled in approved TVET courses and are applying for the first student loan.
How to Apply
Applicants should visit our website http://www.helb.co.ke to access the Student Portal to register, create and activate account(ensure you use your personal mobile number)
Log in, go to Loan Application, click Certiicate (Artisan and Craft) or Diploma and select the 2020-2021 TVET First Time Loan Application Form [LAF].
Read and appraise oneself online on Financial Literacy and appreciate the purpose of credit.
Access and fill the loan application form.
Print TWO copies of the duly filled Loan Application Form. Ensure you preview the form
and correct where necessary before you submit for printing
Have the forms appropriately filled, signed and stamped by the relevant authorities.
Read, understand and sign to accept the Loan Terms and Conditions and Data Protection Consent form.
Present one copy of the duly filled Loan Application Form and all the attached support documents at:
Any of the following Huduma centers with HELB desk nearest to you: Nairobi-GPO, Machakos, Mombasa, Nakuru, Eldoret, Kisumu, Kakamega, Kisii, Nyeri, Embu, Kitui, Bungoma, Lodwar, Meru, Thika, Kitale, Kericho, Nandi, Murang’a, Garissa, Narok, Migori, Chuka, Kilifi, Taita Taveta, West Pokot, Bomet and Makueni for free and secure delivery, OR
HELB Student Service Centre on Mezzanine 1, Anniversary Towers, University Way, Nairobi, OR
Send through registered and secured mail or courier.
Retain a copy of the duly filled and signed Loan Application Form [This is mandatory]
Please note that this application is paperless. You are not required to print any form. A confirmation SMS with a loan application serial number is the evidence that you have applied. Kindly save the SMS for future reference.
Light Academy is a educational institution established in 1998 in Kenya. Has 8 campuses in Nairobi , Mombasa and Malindi. Both international and 8.4.4 curriculum is available.
Light Academy Boys’ Secondary School (Karen, Nairobi)
Light Academy Boys is a privately owned secondary school. The school is located in Karen-C off Langata Road.
Light Academy Boys’ Secondary School Contacts
Postal Address: Light Academy Schools PO BOX 13413 00100 GPO Nairobi / Kenya
We are committed to delivering morally upright, socially responsible and academically competent individuals to the society.
Light Academy Boys’ Secondary School: Vision
To inculcate moral values set by society and religion to awaken the self-conscience in every pupil; To inspire the hearts and minds to endeavor positive effects on others, appreciate cultural differences and become environmentally conscious; To offer quality education harmonized with the contemporary approach and fortified by technology.
Light Academy Boys’ Secondary School: Values
Leadership
Integrity
Good Judgement
Honour
Trustworthiness
FOR A COMPLETE GUIDE TO ALL SCHOOLS IN KENYA CLICK ON THE LINK BELOW;
Light Academy Boys’ Secondary School: School Uniform
Students MUST be in full school uniform at all times. They can only change to home clothes only after the lessons are over. The school uniform pertains:
A pair of grey trousers
Light Blue Jersey (with school Logo imprinted) either short sleeved or long sleeved
Black Jacket
A pair of black leather shoes
Pairs of socks (black or grey)
NB:
The uniform is available in the school
Light Academy Boys’ Secondary School: KCSE Results Analysis
A renown academic giant, Light Academy continues to string back to back impressive results in the Kenya Certificate of Secondary Education (KCSE) exams. In the 2018 exams the school had 26 candidates who managed a mean score of a B+ (plus); with a performance index of 72.141. In 2019 the total candidature stood at 102.
Light Academy Boys’ Secondary School: Photo Gallery
Light Academy: Student Life and Times at the school./ Photo view.
The Higher Education Loans Board, HELB, has developed a mobile app that makes it easier for you to apply for students’ loans and scholarships. The mobile HELB mobile application that is available freely on Google Play enables you to apply for various loans including the second and subsequent undergraduate loans. And yes, the new app makes the HELB loan application process purely paperless i.e no physical copies are required during the whole application process.
Wondering how to install and use the new app? Worry not. We will take you on a step by step simplified process on how to successfully apply for your loan using your mobile phone.
The HELB mobile app is one the best and user friendly apps. All that you need is a smart phone with play store and a few bundles. Then, follow the steps here, below:
The first step is to install the app on your mobile phone. Open play store on your mobile phone (you can even use a friend’s mobile phone in case you do not own one). Then type ‘HELB’ and click ‘install’. (You can download the HELB mobile app available on GooglePlay and have fast and convenient access to all HELB services. Click on this link to get started HELB Mobile APP on PlayStore
Once successfully installed, you will be prompted to enter your phone number (Safaricom line only and must be registered under your name). Do this, followed by clicking ‘Generate PIN’.
A verification code will be automatically sent to your mobile phone and also email address that is registered on the HELB portal. (In an event you do not receive the code within few minutes, click ‘Resend verification code’.
Enter the verification code received and set your log on, PIN. Now, click ‘set PIN’.
On the next window, enter your PIN (THE ONE YOU HAVE JUST SET), read the licence agreement and click ‘Accept’ to proceed.
Complete yor registration in the next window by filling out the mandatory fields; First name, ID Number and Email address. ‘Select Register/ Proceed’.
A section of University students from Murang’a County have expressed their frustrations over the rejection of the Higher Education Loans Board (HELB) Amendment Bill in Parliament.
The learners allied to Murang’a University Students Association (MUSA) condemned the lawmakers who rejected the bill saying the ongoing political affiliations in the education committee are misplaced priorities.
Led by their spokesperson Laban Macharia, the students said they will be writing a protest letter to the Speaker of the National Assembly because the move by parliament has denied university students a chance to improve their living standards.
The rejected Bill sought to increase the grace period for repayment of loans from one year to five years and decrease the loan interest from four to three per cent in order to help university students better their lives while in campus and after finishing their studies.
Parliamentary Committee on Education rejected the bill on grounds that, if the said proposals are affected the Board stands to lose Sh693 million annually and Sh4.3 billion in five years.
“The ongoing political divide should not be used in any way by legislators to settle their political scores, comrades are suffering in campus due to the high cost of living that has already been made worse by Covid-19,” Macharia said.
Another students’ leader, Felister Wanjiku, also castigated the Members of Parliament for failing to consider the lives of struggling youths who just graduated from school and have to pay loans even before being employed.
The students, however, lauded Embakasi East MP Babu Owino’s move to re-introduce the bill in Parliament after six months and urged other legislators to support it.
Students who do not secure jobs immediately after completing their studies will be shielded by the Bill as they would have a five-year grace period before they start repaying their loans as well as avoid a Sh5, 000 monthly penalty HELB imposes on defaulters.
